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Now it's one of the largest online payment services and one of the easiest ways to send and receive money from friends and family or for yo.

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The result of an application is mostly based on your credit score, although other factors are. That's why many people rely on debit cards for shopping convenience. Cash and checks are easy to lose, and credit cards are handy but potentially dangerous if not managed wisely. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. It's also desired when college students are away from home or if family members are on business trips.

Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.

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